Seven Money Saving Tips When You Move Into A New House

Seven Money Saving Tips When You Move Into A New House

Moving into a new home, be it rented or buying can be a daunting and expensive time. I know when I first moved into my current flat there were so many additional things I had to pay out for other than just my general deposit, and I was then furnishing a whole two bed flat from scratch. Safe to say I wouldn’t be able to afford to live where I do without a lot of money planning and budgeting, and I’m just thankful I’m on the property ladder. There are loads of ways you can save money when you move into a new property and here are just six of them.

See what deals your credit card offers

If you know you’re going to be spending – especially if you’re moving into an unfurnished property – see what deals your credit card offer. My parents’ have a card and were able to buy vouchers for shops and get an additional 10% back, and one of those was Argos. I had budgeted for my new purchases and was able to buy £2,000 worth of vouchers and get £200 absolutely free which was great as it allowed me to buy more for my budget. It might be vouchers you can purchase or cash back on certain purchases it’s worth finding out what you get, or even what your family may have. I currently have an American Express credit card and this is purely for the BA points I get which means I can use them against flights for holidays.

Clear out and sell unwanted items

Moving house is the perfect time to have a good clear out and the two areas which can make you quick money are technology and jewellery. Technology such as TV’s and photography equipment are always quick win’s and ever since the price of gold started to increase when the recession hit all those years ago selling your jewellery is a quick win. While I find site’s like Gumtree and Facebook selling accounts are the best for technology or items like babies equipment and furniture, you can sell jewellery for cash just going online and sending your items off. It’s secure and quick so you could end up with a nice payout to help you with all those unexpected additional things you realize you need.

Don’t transfer your phone or TV deals look into them as a new customer

We all know that new customers get the best deals so instead of transferring any phone/ internet/ cable deals you may have, cancel them from your old property ready for when you move out, look around for the best deals and join again as a new customer. You’ll want to do this a good month or so before you move so you can try and get your new providers set up as quickly as moving in as possible. Chances are you’ll get reduced monthly bills for a certain period of time, a better package for the same price or even a welcome gift.

Check into all your utility bills

You may not always be able to change your supplier but you can look into your utility bills such as water, electricity, and gas and see if there are any different tariffs or options which would better suit you. Some water providers, for example, offer different services where you pay a one-off amount and can use any amount of water rather than paying for what you use, if you’re for example an at home hairdresser who’s always washing people’s hair this might be ideal. You might also find setting up a direct debit allows you to cut a certain percentage off your bills. It’s worth getting to know your companies and shopping around for a better deal if you’re able to.

Don’t be afraid of short-term loans

We all like to think that we can handle our finances but sometimes expected costs occur and there’s nothing you can do about them. Don’t be afraid to enquire about Payday Loans as you may find that a short-term loan works out cheaper in the longer run than paying interest on your credit card or going overdrawn on your account. Asking for help isn’t a sign of failure and almost everyone will need to borrow money or ask for financial aid at some point so don’t be afraid of them, just shop around and know what you’re signing up for. If you’re looking for a loan you can compare loans here.

Manage your subscribed costs

I’m sure almost all of us have a bundle of things that we pay monthly for such as movie/ TV services like Netflix or Now TV, Magazine subscriptions, Gym memberships, Beauty or other monthly boxes, Music streaming, Food deliveries and so much more. It might not seem like such to be paying £8 for Netflix and £10 for Spotify but all of these costs add up so they need to be managed. Sit down and note down every monthly piece of expenditure you have and work out how necessary it is. Are you paying £30 for a gym membership but only going once a week? It might only cost £5 to use the gym once so you could save £20 by canceling your membership. Are you and your family all paying out £10 a month for Spotify? Think about getting a bundle account for £15 which can have up to 6 separate accounts attached to it. There’s a lot of ways around managing your subscribed costs but make sure you’re only paying out for things you really use.

Spend more time cooking than ordering takeaways

I can hold my hands up and admit to be guilty at ordering takeaways more than I should and while most of us wouldn’t worry about spending £35 on Deliveroo for dinner for two, or £25 on a pizza delivery there’s easy money to be saved here. When you move into a new home think about spending more time in the kitchen cooking than ordering out, not only will you save money but chances are you’ll make healthier choices. You could feed yourself for a week on the amount most of us splash on a big takeaway order.

Do you have any money saving tips for the home?

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Here are Seven Money Saving Tips When You Move Into A New House

This post was written in collaboration with Cashlady and Post My Gold but all thoughts and opinions are my own


  1. Sona Sethi
    May 23, 2017 / 10:16 am

    Great post! We tend to get rid of so many things when we are moving places. This once is a good reminder to do a reality check!

  2. Robin Rue
    May 23, 2017 / 10:25 am

    I know that I threw a lot away when I moved in to my house, but that was 16 years ago so there was no Craigslist or FB marketplace sites to sell my stuff on back then.

  3. Theresa
    May 23, 2017 / 2:22 pm

    These are excellent tips for new home owners. Great idea to be a new phone customer, instead of an existing one.

  4. May 23, 2017 / 2:51 pm

    I never would have thought to cancel my TV and be a new customer, even with hookup fees (which are ridiculous) I would be saving money over the long term!

  5. Melissa Chapman
    May 23, 2017 / 8:17 pm

    Those tips are all great ideas for a new or current resident. It is so interesting how small the world is because your finances are very similar to ours here in the USA.

  6. May 23, 2017 / 8:48 pm

    I agree that cooking meals instead of takeouts will reduce some of the costs when moving in. It can be hard to resist the temptation haha x

  7. Marcie Wirtz Cheung
    May 23, 2017 / 8:54 pm

    We always look into the new buyer deals for cable and internet. It’s amazing how much we’ve saved! Great tips! Hoping to never move again after this past move 🙂

  8. Aish Padihari
    May 23, 2017 / 9:18 pm

    Moving into a new house can add up the expenses. This is a great post about saving money and I know from experience that, small changes go a long way.

  9. Lydia
    May 24, 2017 / 12:47 am

    These are such great tips. Moving into a new house can be so pricey, including the house haha! I spend so much money on takeout and rest.

  10. Nikki Arnold
    May 24, 2017 / 12:54 am

    I really like the idea about the cable deal as a new customer. I think its so true that they dont really give you a great deal when you move. Awesome tips, because moving really costs.

  11. Carolyn
    May 24, 2017 / 1:14 am

    Good ideas for negotiating new phone deals. All the little things in moving can really add up. I remember moving into our last house which was brand new and spending so much money on things that I hadn’t even expected, like blinds and toilet paper rolls.

  12. May 24, 2017 / 2:42 am

    Great tips! I had no idea about the great deals you can get through credit cards – I’ll have to look into those. I am really big into eating meals at home instead of eating out. Much more cost effective 🙂

  13. Dani
    May 24, 2017 / 4:22 am

    These are some great money saving tips for the home! It is important to not throw money away!

  14. shoshana sue
    May 24, 2017 / 11:15 am

    A lot of people lose a lot of money on subscriptions they rarely use and this a great money saver if like you have said, you manage it properly. Selling unwanted items should be up there on everyone’s list!

  15. Mai C.
    May 24, 2017 / 1:02 pm

    It’s always nice to be able to save especially when you just purchased a home or just moved in an apartment. I think these are pretty helpful!

  16. Amanda Love
    May 24, 2017 / 1:04 pm

    Cooking meals will always help you save money. These are great tips for people who have just moved into their new home. Selling the stuff that you no longer need will also help you get rid of the extra clutter.

  17. May 24, 2017 / 6:01 pm

    I would say unpack the kitchen first and fill the house with food so you won’t be tempted to order out.

  18. May 24, 2017 / 6:01 pm

    This article comes at a perfect time. I’m actually sitting in my sister’s new house that she just moved into. Going to share these tips to help make it easier for her.

  19. May 24, 2017 / 8:20 pm

    All very good advice. I have moved a lot in my life and agree with your tips and suggestions.

  20. Krystel Seijo
    May 25, 2017 / 1:23 am

    It’s intense how much money you can save by cooking but when working full-time it’s hard to want to cook after work.

  21. May 25, 2017 / 6:37 pm

    Not transferring our satellite subscription saved us so much money when we moved! We switched companies and got a low bill for the first two years in our new home.

  22. May 25, 2017 / 11:43 pm

    These are great tips! Our biggest easy money saving trick was ditching cable tv. It’s so expensive…and we don’t need it!

  23. Miss VeraJeanae
    May 26, 2017 / 4:25 am

    Thank you for all of your helpful tips. We are really trying hard to save up for our first home.

  24. May 29, 2017 / 1:13 pm

    These are awesome tips! We recently moved for I hope to be the last time in a long time. We did most of these but I never even considered getting services as a new customer versus transferring them. That makes so much sense because of the many offers they give new customer. Great tip!

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