With everything getting more and more expensive it’s more important than ever before to make your money work harder. I’ve done a few posts now on frugal living and frugal tips on food and drink. This time I’m going to offer some frugal tips on general living costs.
It’s important to remember that being frugal isn’t about being cheap or never spending money. Being frugal is about being economical with money and saving waste.
Here are some home living frugal tips.
This is less important for the summer months, but if you get draught excluders when the weather gets cooler you’ll keep the warm air inside and the cold air out.
There may be spots in your home where you can feel a breeze which can mean your home needs to work extra hard to keep the space heated. So you’ll be spending more on gas. If possible fill the hole up, but if it’s the bottom of a door get a draught excluder.
Following along the same lines as draught excluders, insulate your home. It may cost a little bit of money but it will save you in the long run and that’s what being frugal is all about.
Insulation will keep the heat in during the winter months and out in the summer so your home is at the right temperature.
A smart metre is so important so you can see how much energy you’re using and what’s on when you experience spikes. Sometimes just seeing it tick up is enough to make you want to reduce.
A smart thermostat is a great frugal way to save on heating as you can regulate your house temperature. We have ours set that if the house gets below a certain temperature the heating will turn on. Then when it reaches that temperature it will ease off. We also have timings set. So in the winter months, we have it much lower during the day as although I work from home I can put a jumper and slippers on. And it’s higher in the evening when we’re both a home.
Wooden and tiled flooring looks really nice and is beautiful in the warm weather. But we spend more of our year in the cool/ colder months and carpet will keep a space warmer and more cosy feeling.
We have carpet in our bedrooms and main living space, with wooden flooring in our kitchen/ diner for ease of cleaning.
The economy cycle on a washing machine or dishwasher may take longer but due to the temperature and other factors can use less gas or electricity than a standard cycle. So they’re not just cheaper but they’re more efficient to run.
Dripping taps/ toilet cisterns etc mean wasted water and higher water bills. Check for any drips and get them fixed.
The price of fuel is relatively high but it’s such a convenience. Try and walk or cycle more to save money and get some exercise.
A lot of banks offer paid-for accounts and sometimes the benefits can be well worth the cost, other times not so much. See if the perks justify the fee, and if not look to swapping to a free bank account or a different bank altogether.
We should always be reviewing subscriptions and services but keep tabs on yours. My frugal tips aren’t always about cancelling everything and saving money, if it’s something you utilise well and enjoy then keep it (where you can afford to).
Some streaming services offer movie premiers for a one-off cost of £10-15. This may seem like a lot of money to spend on a movie at home, but buying cinema tickets for the same movie could work out a lot more expensive.
If you watch the movie at home you save on any travel costs and you can make drinks and snacks at home.
If you have a gym membership but don’t go too often consider if outdoor/ home workouts may be more suited to you (and save you money). Walking and cycling are great activities when the weather is nice, and there are loads of free workouts in YouTube.
If you do use the gym and it works for you, make sure you take advantage of any facilities your fitness club offers.
Pin It

All these tips are very helpful. Thanks for sharing this with us. I might do it some of your tips.
I agree, everything has increased so much! I try and keep an eye on our smart meter to see what uses the most electric. The oven uses loads, so I have been tending to use that less.
Ever since getting our air fryer we haven’t used the oven that much either x
Great tips here. To be able to save money, its important to implement frugal habits. I like cooking more meals at home, and opting for used or free items.
Hreat tips here. The beauty of frugality is that adjusting your spending habits in just a few key ways can have a big payoff for your full financial stability.
I couldn’t agree more, small changes can make a big difference x
These are all great tips. I’ve been walking as much as possible when the weather has been okay. There are some weeks I only use the car for a supermarket shop. If there weren’t 5 of us I’d be able to do this on foot too!! Good insulation makes a massive difference to costs and is something we took into consideration when we first moved.
These are very good practical tips! I’m sure I’m going to apply some of them here.
We are trying to be more attentive at home. We have just bought a smart thermostat and always do the laundry on economy cycle. These are good frugal tips.
Not so much at the moment, but when it’s cooler I’m trying to figure out with my thermostat how to reduce our gas useage as it’s a bit crazy at the moment x
Your tips are beneficial, thanks for sharing them! Having all this information is very helpful to me
It is good to stay on top of frugal living. These are all great points for saving some money – and also being eco-friendly! These are good reminders.
It’s quite difficult to look for more ways to be frugal, I’m quite money savvy and already do all of these!
Hey there! I really enjoyed reading your frugal living tips for home and everyday costs. Your suggestions are practical and easy to implement, and I appreciate how you emphasize the importance of being economical rather than cheap. Your tips on insulation, smart thermostats, and checking for drips are especially useful. Keep up the great work!