Around the Christmas break, I was totally inspired by Jemma of Dorkface’s Instagram stories of her 2018 planning so much so that I decided to sit down and really drill down what I want out of 2018 and ultimately the years to follow.
Now me and my boyfriend may have only been together 14 months but we’ve already had all of the future talks which in part is a little scary but at the same time just feels so right for where we are in our lives. Back in 2012, I bought my flat through the shared ownership scheme and it’s still the single best thing I have ever done in my life. Over the course of the first 4 months of 2018, the plan is for my boyfriend to sort out some financial bits and for me to have a proper clear out of my flat in order for him to move in *eek*.
Overall of 2018 and probably most of 2019 I’m going to be saving, and saving as much as I can which means a few less last-minute holiday’s, and a lot fewer takeaways and Asos hauls. But the main reason for the saving is that we’re hoping to start looking for a house either late 2019 or the start of 2020. Now I know this seems crazy to be thinking this far ahead but when it comes to properties and big things like this it’s not something to think of spur of the moment. We’re hoping to go and see a mortgage advisor near the end of 2018 just so I can ask a bunch of questions I have about selling a shared ownership property and to find out realistically how much of a mortgage the pair of us would get on what we’re earning. By knowing this we’ll have a much better idea of what we might be able to afford.
Roughly thinking ahead we have a figure in mind of what we think we can afford taking into account how much I’ll have made from my flat, how much of a mortgage we think we might get and some additional savings which we’re hoping to have so we’ve already had a quick look on housing sites to get an idea of where we can find what we want as I know Watford, where I am at the moment, might be a little pricey for what we want so we may need to move just a little further away (although I’m only talking 15-20 minutes drive).
Some of our ideas are pretty essential and some of them are more ‘in an ideal world’ situations but it’s very much going to be a see what’s out there when the time comes. We know we want a semi-detached house as we want a driveway then we don’t have to worry about parking spaces and my partner will have adequate room should he end up getting a van for work one day.
We want a bit of a garden, now it doesn’t have to be huge but somewhere to have a table and chairs for BBQ season and some room for the cats we’ll have to roam around and get some exercise in. This is going to be a big change for us as we’ve been used to being in a second floor flat without an outdoor area at all but I’m kind of looking forward to potting plants and mowing the lawn. Alongside the garden, we’d either need a garage or side access through the garden to a secure shed/ outdoor storage as with my boyfriend being an electrician he needs space to put his tools and equipment for work. A garage would be ideal as it can then provide a huge amount of storage but we’d make do with a decent shed.
Next up we know that we want three bedrooms although not for a potential extending of the family, although who knows what the future will bring but for space. As well as a nice sized bedroom we will want a spare bedroom because it’s always nice to have somewhere to offer guests to sleep in plus we can use additional storage in this room to cover what may not fit within our master bedroom. Now the use of the third bedroom depends on what rooms we have downstairs in the house as we want to have both a man cave so my boyfriend has his own space to play PlayStation games, use his VR headset with the PC and store away all his comics and games. And on the other side I know I want an office, it doesn’t have to be massive but space I can dedicate as a working area with an area to take all my blog images so they’re not sprawled through the house.
Leading onto downstairs one of the above rooms is likely to be down there, more than likely the office, but of course we’d have a living/ dining area alongside hopefully a good sized kitchen as I would absolutely love an island. Now this is probably the lowest down our priority listings but I’d rather have a slightly smaller living room and a larger kitchen to accommodate this but who knows what properties will be around. I love the idea of having plenty of space to make the kitchen a social area, somewhere me and my boyfriend can cook together comfortably without standing on each other’s toes. The final thing I want in a house is a toilet both upstairs and downstairs for convenience. In an ideal world I’d love the main bathroom upstairs and a toilet downstairs but if it was the opposite way around it wouldn’t be a deal breaker but I’m not climbing stairs every time I need to pee.
Where do you see yourself living in the future?