25 Ways To Save Money- Part 1

I’m always looking for ways to save money from my everyday expenses to holidays. And with the price of living going up so much I’m sure you’ll all looking for ways too.

Here are 25 ways to save money, keep your eyes peeled for further parts coming soon.

1. Meal Prep

Grocery shopping really adds up and can account for a large chunk of your household bills. I did a full post on meal planning, but by having a meal plan you can learn to not waste food, only order what you need and prepare portions in bulk.

2. Save money by paying direct

Paying for things such as car insurance can become more expensive if you pay monthly. So where possible choose to pay it off in one go and then save a little each month during the year to pay off next years etc.

3. Compare suppliers

Before you buy anything from car insurance to broadband compare the other suppliers out there. You may pay less money by switching to another. Try out sites like Comparethemarket, Money Supermarket and Simply Switch.

4. Save money by turning things off

This may sound super simple by turning off appliances at the plug or investing in smart plugs can save you lots of money.

5. Reduce your water consumption

Just like a smart metre you can ask your water supplier to install a water-meter free of charge to keep an eye on what you’re using. To reduce your water consumption you can: take quicker showers, fully load the washing machine and turning taps off when shaving or washing your teeth.

6. Save money by checking out your heating

Heating is pretty expensive so look into installing energy efficient appliances, and a smart thermostat. By reducing your thermostat by just a degree or two you can save lots of money over the year. You can insulate your condensate pipe with pipe insulation which is cheap from DIY stores, and this will stop hot taps running cold. Make sure you keep an eye on your boiler and if you notice any weird noises get it checked out.

7. See if you’re eligible for lower monthly bills

If you live alone you’re entitled to a 25% council tax discount and this can be backdated. Or if you or another member of your household has a physical or mental disability you may be eligible.

8. Save money by looking into your broadband package

A lot of us are working from home on a more permanent basis so decent broadband is essential. But look into your package to see if it’s really the best one for you, or whether a reduced package can work just as well. If you’ve seen a better deal elsewhere see if you can haggle a deal with your current supplier.

9. Never accept renewals on car insurance

There’s always a better deal to be had, even if you just call your supplier and ask for their best price. Companies don’t like people leaving so there’s almost always some money they can knock off to keep you.

13. Save money on parking

Parking can be pretty expensive especially in popular spots. You can find the cheapest places using comparison websites such as JustPark or Parkopedia.

14. Make the most of cashback

Cashback is just free money for spending so sign up to somewhere like Quidco. All you have to do is search for the retailer and click the link to buy. It doesn’t cost you anything but the money soon adds up, especially when you buy things like insurance.

15. Save money by setting a weekly budget

A month can seem like a long time so once you have your monthly spending money split it into four and give yourself weekly pocket money. Weekly money is easier to control and knowing you’ll be ‘paid’ again a week later it should be much easier to maintain.

16. Use an app to help you budget

I absolutely love Monzo for the breakdown it can give you on spending. It will help you categorise and work out what areas you may need to curb or give more of your budget on. Other apps such as Emma can help with the same thing.

17. Save money by doing it little and often

You can roundup purchases using Monzo or Moneybox to save little amounts frequently without even noticing it. Apps like plum can squirrel away small sums of money when you can afford it.

18. Split bills and expenses with ease

If your friends are all on Monzo you can easily split expenses like gifts, meals out or bar tabs. If you’re not all on Monzo SplitWise can help, you just need to create a group, add who owes what and the app will split the cost.

19. Save money by unsubscribing from marketing emails

There’s always going to be times when we’re tempted to spend, perhaps we’re sad or bored. Start unsubscribing from marketing emails to avoid the temptation.

20. Create a wish list to avoid impulse purchases

If you’re ever tempted to buy something on impulse save the item to an app such as Things To Get Me and revisit it a few days or week later. Sometimes the feeling of clicking buy is all you want and not the item itself. The number of items I have saved and then deleted when I revisited the app a few days later.

21. Save money by swapping brands

There are some branded items such as Heinz Ketchup I’m not willing to swap. But just by swapping a few premium bands for supermarket own-brands can save you a lot. And you may not notice the difference with some items such as flour, spices, or eggs.

22. Look for bulk deals on non perishable goods

If there are certain items that you use all the time and they don’t have short use by dates look at the prices of buying in bulk, or stocking up when there are discounts. We’re lucky enough to have the space to store it so compare prices when we’re going round Costco on things like drinks, toilet paper and oil.

23. Compare prices on items for pets

Pets are an important part of families, but they can be expensive. Don’t instantly buy items such as flea or worming treatments from your vet as these can work out more expensive than buying online. We got our cats flea treatments on Amazon Subscribe & Save so it arrives exactly when we need it for about half the price of Pets at Home.

24. Save money by using your own cup

If you buy hot drinks when you’re out and about take your own cup as a lot of places such as Costa, Pret and Starbucks have reduced prices when using reusable cups. Plus you’re doing your bit for the environment too.

25. Grab a tesco clubcard

Whether you shop a Tesco every week or just pop there for fresh bread and milk every so often it’s worth having a clubcard. Tesco do some great discounts for clubcard holders and it doesn’t cost anything to join.

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